Credit Card Churning for Beginners
New to churning? Start here. Learn what it is, if it's right for you, and how to earn your first bonus safely.
New to churning? Start here. Learn what it is, if it's right for you, and how to earn your first bonus safely.
The 5/24 rule can make or break your churning strategy. Learn what counts, what doesn't, and how to stay under the limit.
Bank bonuses are free money, but tracking requirements can be tedious. Here's how to stay organized.
See all your points, cash back, and sign up bonuses in one place. No more guessing what you've earned.
Most churners start with spreadsheets. Here's why a purpose built tracker works better.
5/24, MSR, SUB, NLL, P2, pop-up jail, sock drawer, and every other piece of jargon, in plain English.
Payroll counts almost everywhere. Zelle almost never does. What banks look for and how to avoid losing a bonus.
Why bank bonuses rarely touch your credit score, and how ChexSystems inquiries can still lead to denials.
The simple calculation, card-by-card math, and the marketing trap most people fall into.
Chase 5/24, Amex family language, Citi's new lifetime rule, Bank of America 2/3/4, and more.
Churning Hub is 100% free. No spreadsheets required.
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